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Fantom BombFantom Bomb21.co Wrapped Tokens represent a comprehensive suite of on-chain technology products that span across various EVM and non-EVM based networks. These tokens are each fully backed 1:1 by their respective underlying assets, such as Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BCH), Solana (SOL), Binance Coin (BNB), and Litecoin (LTC). The underlying assets for these wrapped tokens are securely held by independent institutional-grade custodians, ensuring robust backing for each token.
The minting and burning of these tokens are efficiently managed through Onyx, 21.co's proprietary operating system. Onyx offers a streamlined, user-friendly, and secure gateway to cross-chain liquidity, enabling users to easily navigate the complexities of blockchain interactions.
Concurrently, cSigma Finance is a DeFi protocol founded in 2023, which facilitates direct connections between institutional borrowers and crypto lenders, thereby eliminating intermediaries to enhance capital efficiency. cSigma has successfully tokenized over $80 million in business loans across the US, EU, and Asia, offering attractive APRs ranging from 15-18% derived from real business operations rather than speculative token activities.
Differentiating itself from other Real-World Asset (RWA) protocols that operate through asset managers and credit funds, cSigma brings businesses directly onto the blockchain as borrowers. This direct infrastructure approach removes intermediary fees, providing transparent access to institutional-grade private credit opportunities.
The cSigma ecosystem includes:
- **cSigma Protocol**: The core infrastructure standardizing lending processes and offering essential services across the ecosystem.
- **cSigma Edge**: A DeFi platform providing access to diversified lending pools supported by vetted institutional borrowers. It serves as a "pool of pools" utilizing ERC-4626 tokenized vaults, enabling users to earn yields from diverse institutional lending sources through one interface.
- **csUSD**: A yield-bearing token automatically capturing returns from cSigma's entire portfolio of institutional borrowers, allowing users to hold csUSD and watch their value grow as yields accrue daily from actual business operations.
- **SIGMA Token**: A utility token with a fixed supply of 1 billion, enabling staking for platform benefits, governance participation, and rewards distribution.
cSigma targets sub-$25 million private credit loans to mid-market businesses with proven operational histories, focusing on sectors like AI software, trade finance, revenue-based financing, and insurance. The platform employs multiple protection layers including borrower-provided first loss capital, collateral security via accounts receivable, and business assets fortified with additional credit enhancements like insurance coverage. A proprietary AI Credit Intelligence Engine continuously evaluates borrower data for creditworthiness and monitors loan performance.
Strict KYB procedures for pool managers, coupled with a compliance framework that includes first-loss capital coverage and a 100 million SIGMA token loss reserve, further safeguard lenders. This innovative approach, devoid of traditional intermediaries and grounded in institutional-grade risk assessment, establishes a more efficient capital market that offers higher yields to lenders and reduced costs to borrowers, all supported by tangible business cash flows rather than purely speculative crypto market activities.
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Link3Link3Link3.to is a blockchain-based platform enhancing web3 networking with customizable profiles acting as digital business cards, integrating communication, payments, and NFT showcases.
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